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Wise Fee Calculator

Calculate Wise Fee Calculator fees, net payout, and merchant margin using configurable wise fee profiles.

Wise fees vary by corridor — enter the exchange rate from Wise or match the fee profile configured for this calculator.

Review status Editorially verified
Fee version v2026.1
Last verified Jul 5, 2026
Research source Official documentation

Wise fees vary by corridor and payment method. Set exchange rate manually or update profile.

Transfer calculator

The Wise Fee Calculator helps you model Wise costs for a specific workflow: wise-fee-calculator. Enter your amount, choose relevant options, and review the fee breakdown with profile version and verification status.

Results are based on FindEdition's configurable fee profiles. If the profile shows awaiting verification, confirm rates with Wise or update the profile in admin before using outputs for pricing decisions.

Wise transfer guide

Wise typically charges a transparent conversion fee plus uses a mid-market rate with optional spread depending on product. This calculator uses your configured profile — not live Wise API rates.

Mid-market rate

Enter the rate shown in Wise before fees for accurate estimates.

Business accounts

Volume and corridor may reduce fees — confirm rates on your Wise business plan.

Settlement

Local bank payouts are usually faster than SWIFT for supported corridors.

Frequently asked questions

What does the Wise Fee Calculator calculate?

It applies the configured Wise fee profile to your inputs and returns gross, fees, and net amounts with a full breakdown.

Is this connected to Wise live pricing?

No. Calculations use admin-managed profiles with version and last verified date displayed on each result.

When should I use reverse mode on Wise Fee Calculator?

Use reverse mode when you need to charge enough so that after fees you receive a specific net amount.

Methodology & editorial review

Reviewed by
FindEdition Editorial Team
Editorial review
Last verified Jul 5, 2026
Verification methodology
Configurable fee profiles with documented formulas. Results are estimates, not live gateway API data.
Calculation formula
Currency conversion based on profile rates
Research sources
View provider documentation
Last verified
Jul 5, 2026
Last updated
Jul 5, 2026
Fee version
v2026.1
Review status
Editorially verified